SEVERE WEATHER GUIDELINES

CONTACT :: G. Cecil Bell, Claims Manager

SEVERE WEATHER PREPARATION

DPI's Insurance Section asks school systems to consider the following tornado/high wind tips:

Plan with your local Emergency Management Office to coordinate disaster plans and share resources. Develop a formal loss control policy identifying specific objectives, procedures, responsibilities and accountabilities.

Stock disaster supplies:

  • Portable Phones, Batteries, Radio, Flashlight, First Aid Kit, Essential Medicines, Food, Water, Cash, Camera, Film, Generator, Fuel, Chainsaw, Sand Bags, Tarps

Teach children how and when to call 911, police, or fire department and which radio station to tune for emergency information. Teach responsible parties how and when to turn off gas, electricity, and water.

Protect property:

  • Trim dead and weak branches from trees
  • Bring in trash cans, lawn furniture, etc.
  • Clean gutters and drains
  • Check roof flashing to ensure the entire roof perimeter is securely fastened.
  • Review your insurance policy to verify all buildings are listed.

Establish agreements with contractors for supplies and repairs.

Photograph both building and content damage for insurance claims.

 

HURRICANE PREPAREDNESS

When hurricane season approaches DPI's Insurance Section asks school systems to consider the following:

Browse the FEMA and FM Global Web Sites for Guidance and Facts Sheets.

Plan with your local Emergency Management Office to coordinate disaster plans and share resources. Develop a formal loss control policy identifying specific objectives, procedures, responsibilities and accountabilities.

Stock disaster supplies:

  • Portable Phones, Batteries, Radio, Flashlight, First Aid Kit, Essential Medicines, Food, Water, Ice, Cash, Camera, Film, Generator, Fuel, Chainsaw, Sand Bags, Tarps

Teach children how and when to call 911, police, or fire department and which radio station to tune for emergency information. Teach responsible parties how and when to turn off gas, electricity, and water.

Protect property:

  • Precut and drill plywood for windows
  • Trim dead and weak branches from trees
  • Bring in trash cans, lawn furniture, etc.
  • Clean gutters and drains
  • Check roof flashing to ensure the entire roof perimeter is securely fastened.
  • Review your insurance policy to verify all buildings are listed.

Establish agreements with contractors (outside potential hurricane areas) for supplies and repairs.

Check into flood insurance.

Photograph both building and content damage for insurance claims.

 

To submit your question, email G. Cecil Bell, Claims Manager, School Support.